YOUR GLOBAL BANKING PARTNER
One Account - Many Possibilities
With the GAT Money account, the possibilities are endless.
Receive, hold and pay funds like a local in multiple currencies through your multi-currency account.
Instantly transfer from one currency to another at near wholesale rates saving on FX transactions and conversion fees.
Make payments to over 190 countries through a portfolio of real-time options through our network.
Instant virtual multi-currency debit Mastercard to use in over 190 countries and withdraw money from over 2 million ATMs.
Download APP here
About GAT Money
GAT Money is a trading name of GAT Investment Bank Limited and is a regulated Investment Bank located in Labuan, Malaysia.
Launched in 2021, GAT Investment Bank started as a Fintech start-up that had a vision for users to have the opportunity to invest in any asset class as well as have banking services globally.
In 2022, GAT Money as well as the GAT Trader App were launched allowing its clients to participate in investing, trading as well as banking services globally through dedicated Apps.
Receive your salary, pension, and more
Relocate without the stress — and without the multiple bank accounts. Share your details with your employer, pension scheme, family or friends, and get paid like a local.
Send money to loved ones
Pay international school fees or send money to loved ones traveling overseas. GAT Money makes sending money overseas so simple, cheap and quick.
Pay at the real exchange rate
Avoid sneaky bank exchange rate markups and high foreign transaction fees. Pay only a low upfront conversion fee, and no annual card fee.
Pay international employees and invoices
WIth multiple bank accounts, you can pay out in all of the major currencies around the world from employees to trading partners.
Mobile Phone App
Convert and hold in 35 currencies
We use the real exchange rate as a base when you convert currencies. There’s a small fee to hold large amounts.
Add money in local currencies
Quickly get your own local bank accounts including Australian BSB and account number, Euro IBAN, UK account number and US routing number, and more.
Send money cheaper
Make payments locally to more than 190 markets all over the world through debit cards or other alternative cards like AliPay. Pay with cheaper exchange rates and no hidden fees.
Safe and Secure
Customers trust GAT Investment Bank to move millions of dollars of their money every day. Not only are we regulated, so too are our trusted counterparties around the world.
GAT Investment Bank is committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
We make sure your money’s secure, and that GAT Investment Bank is financially stable. As part of our licensing requirements, we regularly get our account and your money audited.
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners.
Get set up and start spending with your card in minutes
01 / Register in minutes
Sign up through our app or online using an email address, or using your Google, WeChat, or AliPay account in just a few minutes.
02 / Verify your identity
Provide your personal details, government ID such as a passport, and a selfie, to verify your identity.
03 / Top up your account
Add money to your account using numerous methods including a bank account, debit/credit card, WeChat Pay, Alipay or Apple Pay.
04 / Manage currencies
Quickly add any currency you wish in seconds and change between currencies with a few clicks.
Hold and convert money
You can hold and convert money in 35 currencies. It only takes a few seconds to open a new balance in the currency you need.
The Holy See